BUSINESS

Commercial Lending

We realize that the majority of the growth in our community originates from small businesses and we make it our business to understand your business. Bank of Clarke County’s lending team can assist you with any of your business loan needs. Whether you are in the market to start your own business or expand your current business, we will be glad to customize a loan package for you. Contact our Loan Department today to take advantage of the opportunities to expand and achieve your financial objectives.

We offer a variety of commercial loan choices, including

• Real estate mortgages
• Construction financing
• Lines of credit
• Term loans & notes
• Agricultural loans
• Non-profit financing

Commercial Real Estate Mortgages

Obtain financing for owner-occupied or investment commercial real estate. Put our local experience to work for you.

• Quick approval process
• Maturities up to 25 years depending on property type
• Competitive fixed or variable interest rates
• Service from Bank of Clarke County for the life of the loan
• Automatic payment from a Bank of Clarke County deposit account available

Construction Loans

We have been helping local businesses with their construction of new or renovation of existing business properties for over 125 years.

• Flexibility with property type and terms
• Construction inspections completed promptly,
  usually within 3 to 5 days
• Competitive fixed or variable interest rates available
• Automatic payment from a Bank of Clarke County deposit account available

Seasonal Working Capital / Lines of Credit

With a Bank of Clarke County Line of Credit, you have the convenience to access and transfer money from your business line of credit to your checking account, giving you easy access to available funds to meet cash flow and other needs.

• Fast credit approval
• Variable interest rate
• Automatic payment from a Bank of Clarke County deposit account available       
  

Short-Term Loans and Notes

Finance working capital, purchase or refinance equipment, or purchase inventory with regular payment terms.

• Fixed or variable interest rates
• Variable terms available
• Quick approval process
• Automatic payment from a Bank of Clarke County account available