FREE ANNUAL CREDIT REPORT

The Fair Credit Reporting Act:

The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a FREE copy of your credit report, at your request, once every twelve (12) months.

Why is it Important to Review Your Credit Report?

Your credit report contains important information about your current and past credit and payment history. Negative information in your credit report will lower your credit score, which could affect things such as qualifying for a loan or insurance or even getting a job. When you review your credit report make sure to check for accuracy and report any errors or discrepencies to the credit bureau.

Guard Yourself from ID THEFT:

Bank of Clarke County recommends that you check your credit report at least annually. Victims of ID THEFT often don't know about it until their credit report reveals that someone else used their personal information to open accounts. To learn more about ID THEFT, please visit our ID THEFT web page.

More Information on Free Credit Reports:

To learn how to obtain free copies of your credit reports and what to do if you find discrepancies on your credit reports, please visit the following link:

www.AnnualCreditReport.com - Request your free annual credit reports.