ID THEFT
What is ID THEFT?
ID Theft (or Identity Theft) occurs when someone uses your personal information to commit
fraud or other crimes. By obtaining a few pieces of confidential personal information, the
thief can open accounts using your identity. Learning how to protect yourself and what to
do if you suspect that your identity has been stolen are important steps in stopping this
crime.
How to Protect Yourself from ID THEFT:
Do not give personal information, such as account number or social security numbers, over the telephone, through the mail, or over the Internet unless you initiate the transaction and know who you are dealing with.
Before revealing personal identifying information, find out how it will be used and if it will be shared. Ask if you have a choice about the use of your information.
Store personal information in a safe place and tear up or shred old credit card receipts, ATM receipts, account statements, and unused credit offers.
Check account statements carefully to ensure all charges, checks, and withdrawals were authorized.
Pay attention to your billing and statement cycles. Inquire of your institution if you do not receive a monthly statement; it may mean that bill has been diverted by an identity thief.
Give your Social Security number only when absolutely necessary. Ask to use other types of identifiers when possible.
Minimize the identification information and the number of cards you carry to what you actually need.
Guard your mail from theft.
Order a copy of your credit report from the three credit reporting agencies every year. Make sure it's accurate and includes only those activities you've authorized.
More Information on ID THEFT:
Bank of Clarke County encourages you to learn more about ID THEFT and the government's campaign
to educate consumers on the dangers of this crime. For more information about ID THEFT and what to
do if you suspect that you are a victim of ID THEFT, please visit the following link:
Federal Trade Commission - ID THEFT
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