Bank of Clarke County



Our Lending Team

For Personal Assistance choosing the loan that’s best for you, contact one of our loan officers:

Nancy Abe
Vice President/Loan Officer
(540) 545-4926
NMLS #422092

Judy Bowman
Assistant Vice President/Branch Manager
(540) 837-1510
NMLS #422095

Jason Corron
Mortgage Loan Officer
(540) 545-4924
NMLS #528142

Angie Edwards
Assistant Vice President/Branch Manager
(540) 955-5249
NMLS #422099

Debbie Edwards
Vice President/Loan Officer
(540) 955-2510
NMLS #422100

Missy Emmons
Assistant Vice President/Branch Manager
(540) 535-0500
NMLS #422102

Bev Franks
Assistant Branch Manager
(540) 665-8142
NMLS #435335

Stephanie Funkhouser
Assistant Branch Manager
(540) 535-0752
NMLS #988291

Linda Garman
Assistant Vice President/Branch Manager
(540) 665-8142
NMLS #422104

Andrea Gomez
Mortgage Loan Officer
(540) 545-4927
NMLS #878873

Rick Hill
Assistant Vice President/Loan Officer
(540) 955-2510
NMLS #422107

Teresa Kinder
Assistant Vice President/Branch Manager
(540) 667-2293
NMLS #422109

Cindy Larrick
Assistant Vice President/Branch Manager
(540) 667-8698
NMLS #422110

Bret Lebo
Assistant Branch Manager
(540)667-2293
NMLS# 1126884

Mindy Loy
Assistant Vice President/Loan Officer
(540) 545-4929
NMLS #839778

Cort Maddox
Assistant Vice President/Branch Manager
(540) 662-7470
NMLS #664901

Mary Liz McCauley
Vice President/Regional Branch Manager
(540) 441-7639
NMLS #554326

Debbie Schutt
Assistant Branch Manager
(540) 441-7639
NMLS #422116

Lisa Shifflett
Assistant Branch Manager
(540) 869-0077
NMLS #435334

Betty Weller
Assistant Vice President/Branch Manager
(540) 869-0077
NMLS #422117

Tim Wolfe
Vice President/Loan Officer
(540) 545-4925
(540) 955-2510
NMLS #422118

Lending Services

For over 125 years, Bank of Clarke County’s loan department has been turning dreams into realities. Whether it’s financing a car or adding an addition to your existing home, we offer a variety of lending solutions to fit your needs and your budget. Our lending options feature competitive rates enhanced by personalized service. Let our friendly, knowledgeable neighborhood loan professionals find the perfect, customized loan or line of credit that’s right for you.

We offer the following personal loan products:

Auto & Personal Loans
We offer short-term loans with competitive rates for the things you need—a dream vacation, a new car, or home improvements—you name it. Contact our loan department for rates and other information.

You can apply online by using the Form below:

Download the PDF Form and Print  (PDF/5.7MB)

Mortgages
Young couples, growing families, and empty-nesters have something in common: the need to finance the perfect home. Whether you're a first-time buyer or relocating for a job, buying a home can be complicated. We simplifiy home financing and refinancing by combining a variety of mortgage loan options with superior customer service and informative online mortgage tools.

You can get started now by visiting our Online Mortgage Center.

If you have any questions or need more information, please contact a member of our lending team.

Home Equity Loans
Let the equity in your home work for you. Home Equity Loans are great ways to pay off high-interest credit cards, consolidate debt, improve the look of your home, or plan your daughter’s dream wedding. We offer no closing costs on Home Equity Lines of Credit if closed at the same time as 1st residential mortgage. You can also avoid closing costs by opening a Home Equity Line of Credit and leaving it open for a minimum of 3 years.

Personal Line of Credit
Personal Lines of Credit provide you with the cash you need for big purchases at rates competitive with most credit cards. As you need the funds, simply contact one of our loan representatives and they can transfer cash directly to your checking account. There are no application fees and no monthly payments until you use your credit line. We offer both secured and unsecured lines of credit.

Construction Loans
We offer construction loans to give you the flexibility you need during the home building process. Closing on this loan happens before construction begins, but interest does not accrue until the draw begins, usually over a period of time. After the construction of your home is complete, this loan can be converted to a standard mortgage. This one step application/closing process can save you both time and money. Construction loans are available in both fixed and adjustable rates over a range of terms.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank of Clarke County. Equal Housing FDIC