We have a fully staffed trust department that can handle your trust needs in a personal, efficient way. Their specialties include:

ESTATE PLANNING
Preparing for the eventual distribution of your wealth at death.
Preparing for your family's financial security.
Securing necessary asset management for your beneficiaries.
Saving on estate settlement costs and taxes.

ADMINISTRATION OF TRUSTS
Serving as Trustee or back-up Trustee.
Lowering estate settlement costs.
Avoiding delays in distribution.
Assuring privacy of asset distribution at death.
Enjoying tax benefits.

AGENCY ACCOUNTS
Releasing you from the burden of managing securities and income.
Managing your investment portfolio with the customer keeping full control or having the Bank act at its discretion.
Naming the Bank as your attorney-in-fact should you become incapacitated or disabled.

LIFE INSURANCE TRUSTS
Removing the proceeds of your life insurance policies from your estate so they are not subject to taxes.

GUARDIAN OR COMMITTEE FOR THE AGED OR INCOMPETENT OR PROPERTY FOR MINORS
Serving as guardian or committee for minors or persons unable to handle their own finances.

ADMINISTRATION OF ESTATES
Collecting the decedent's assets.
Paying debts and distributing the remainder to heirs/beneficiaries.
Assuming responsibility for tax returns.
Keeping detailed records of all income, expenses and transactions.
Rendering accountings to the court and beneficiaries.
Distributing the estate in accordance with the provisions of the decedent's Will.
Collecting all debts owed the decedent.
Paying legitimate claims of creditors and administration expenses.

RETIREMENT PLANS
Assisting you with the administration and investment of your retirement plan.
Offering employee education to assist you in communicating the advantages of their benefit plan.

Click the name below to email someone in our trust department.
SVP/Trust Officer: Libba Pendleton
Trust Officer: Debbie Buckner
Trust Officer: Thelma Lloyd