Equal Housing FDIC
Bank of Clarke County

Bank of Clarke County - Credit Cards
Lost or Stolen Credit Card?
(800) 558-3424
(After Bank Hours)

Lost or Stolen Debit Card?
(800) 554-8969
(After Bank Hours)

UChoose Rewards® - Frequently Asked Questions

Business Credit/Debit cards  |  Personal Credit/Debit cards


What is UChoose Rewards®?
A rewards program connected with your Bank of Clarke County Visa® Check Card.

How do I earn points?
You earn points on qualifying purchases of $10 or more when you use your Bank of Clarke County Visa® Check Card and choose the signature option. You can earn additional points for shopping at participating retailers and using your Bank of Clarke County Visa® Check Card for payment. Visit www.uchooserewards.com to view a list of participating retailers and their exclusive online offers.

What is a qualifying purchase?
A qualifying purchase is any signature-based purchase, Internet purchase, phone or mail-order purchase, bill payment, contactless purchase (i.e. purchases made by holding your Visa® Check Card or other device up to a secure reader instead of swiping your card), or small dollar purchase for which you are not required to sign, made with an enrolled Visa® Check Card, which is processed or submitted through the Visa® U.S.A. Inc. payment system. A qualifying purchase does not include a purchase made using a Personal Identification Number (PIN) or purchase you initiate through identification technology that substitutes for a PIN.

Generally, you can choose to do most transactions as signature-based. To do this, you must answer “CREDIT” when asked by a store representative, select “CREDIT” after swiping the card, or select “CANCEL when you are prompted for a PIN. When completely properly, you will sign the printed receipt or signature pad rather than enter your PIN into the terminal.

What can I redeem my points for?
It’s your choice! You can choose from millions of items in the online catalog, which include merchandise, travel, activities, events tickets, gift cards, and more! We will track your points balance and help you find exactly what you are looking for. There’s even a Wish List tool that will notify you when you’ve accumulated enough points for a selected item.

When can I redeem points?
It may take up to 40 days for points to be credited to your account. You must accumulate 1,500 points before you can redeem them for items in the online catalog and 5,000 points before you can redeem them for cash back.

Can I share points with other accounts?
Yes. If you have multiple Bank of Clarke County Visa® Check Cards, you can link them together to earn rewards faster. To link additional cards to you account, visit the Profile page within www.uchooserewards.com and click on the Learn How link for instructions.

How much does it cost to participate?
Nothing! UChoose Rewards® is FREE for all Bank of Clarke County Visa® Check Card customers.



Bank of Clarke County. Equal Housing FDIC